Privacy Policy

Who we are

Our website address is: https://meter.io.

What personal data we collect and why we collect it

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Contact forms

Cookies

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Analytics

Who we share your data with

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data

Visitor comments may be checked through an automated spam detection service.

NOTICE AND DISCLAIMER

PLEASE READ THE ENTIRETY OF THIS “NOTICE AND DISCLAIMER” SECTION CAREFULLY. NOTHING HEREIN CONSTITUTES LEGAL, FINANCIAL, BUSINESS OR TAX ADVICE AND YOU SHOULD CONSULT YOUR OWN LEGAL, FINANCIAL, TAX OR OTHER PROFESSIONAL ADVISOR(S) BEFORE ENGAGING IN ANY ACTIVITY IN CONNECTION HEREWITH. NEITHER ZDOLLAR FOUNDATION LTD. (THE FOUNDATION), ANY OF THE PROJECT TEAM MEMBERS (THE METER TEAM) WHO HAVE WORKED ON MTR OR MTRG (AS DEFINED HEREIN) OR PROJECT TO DEVELOP METER IN ANY WAY WHATSOEVER, ANY DISTRIBUTOR/VENDOR OF MTR OR MTRG TOKENS (THE DISTRIBUTOR), NOR ANY SERVICE PROVIDER SHALL BE LIABLE FOR ANY KIND OF DIRECT OR INDIRECT DAMAGE OR LOSS WHATSOEVER WHICH YOU MAY SUFFER IN CONNECTION WITH ACCESSING THE WHITEPAPER, THE WEBSITE AT HTTPS://WWW.METER.IO/ (THE WEBSITE) OR ANY OTHER WEBSITES OR MATERIALS PUBLISHED BY THE FOUNDATION.

All contributions will be applied towards the advancing, promoting the research, design and development of, and advocacy for a blockchain‐based decentralised financial system independent of government‐issued currencies. The Distributor which issues and sells MTR and/or MTRG shall be an affiliate of the Foundation. The Foundation, the Distributor and their various affiliates would develop, manage and operate Meter.

The Whitepaper and Website is intended for general informational purposes only and does not constitute a prospectus, an offer document, an offer of securities, a solicitation for investment, or any offer to sell any product, item or asset (whether digital or otherwise). The information herein may not be exhaustive and does not imply any element of a contractual relationship. There is no assurance as to the accuracy or completeness of such information and no representation, warranty or undertaking is or purported to be provided as to the accuracy or completeness of such information. Where the Whitepaper and Website includes information that has been obtained from third party sources, the Foundation, the Distributor, and/or the Meter team have not independently verified the accuracy or completion of such information. Further, you acknowledge that circumstances may change and that the Whitepaper or the Website may become outdated as a result; and neither the Foundation nor the Distributor is under any obligation to update or correct this document in connection therewith.

Nothing in the Whitepaper or the Website constitutes any offer by the Foundation, the Distributor or the Meter team to sell any MTR and/or MTRG (as defined herein) nor shall it or any part of it nor the fact of its presentation form the basis of, or be relied upon in connection with, any contract or investment decision. Nothing contained in the Whitepaper or the Website is or may be relied upon as a promise, representation or undertaking as to the future performance of Meter. The agreement between the Distributor and you, in relation to any sale and purchase of MTR and/or MTRG is to be governed by only the separate terms and conditions of such agreement.

By accessing the Whitepaper or the Website (or any part thereof), you represent and warrant to the Foundation, the Distributor, its affiliates, and the Meter team as follows:

(a) in any decision to purchase any MTR and/or MTRG, you have not relied on any statement set out

in the Whitepaper or the Website;

(b) you will and shall at your own expense ensure compliance with all laws, regulatory requirements

and restrictions applicable to you (as the case may be);

(c) you acknowledge, understand and agree that MTR and MTRG may have no value, there is no guarantee or representation of value or liquidity for MTR or MTRG, and neither MTR nor MTRG is for speculative investment;

(d) none of the Foundation, the Distributor, its affiliates, and/or the Meter team members shall be

responsible for or liable for the value of MTR or MTRG, the transferability and/or liquidity of MTR or MTRG, and/or the availability of any market for MTR or MTRG through third parties or otherwise; and

(e) you acknowledge, understand and agree that you are not eligible to purchase any MTR or MTRG if you are a citizen, national, resident (tax or otherwise), domiciliary and/or green card holder of a geographic area or country (i) where it is likely that the sale of MTR or MTRG would be construed as the sale of a security (howsoever named) or investment product and/or (ii) where participation in token sales is prohibited by applicable law, decree, regulation, treaty, or administrative act (including without limitation the United States of America, Canada, New Zealand, People’s Republic of China, the Republic of Korea and the Socialist Republic of Vietnam).

The contributions in the token sale will be held by the Distributor (or its affiliate) after the token sale, and contributors will have no economic or legal right over or beneficial interest in these contributions or the assets of that entity after the token sale.

To the extent a secondary market or exchange for trading MTR or MTRG does develop, it would be run and operated wholly independently of the Foundation, the Distributor, the sale of MTR or MTRG, as well as Meter. Neither the Foundation nor the Distributor will create such secondary markets nor will either entity act as an exchange for MTR or MTRG.

The Foundation, the Distributor and the Meter team do not and do not purport to make, and hereby disclaims, all representations, warranties or undertaking to any entity or person (including without limitation warranties as to the accuracy, completeness, timeliness or reliability of the contents of the Whitepaper or the Website or any other materials published by the Foundation or the Distributor). To the maximum extent permitted by law, the Foundation, the Distributor, their affiliates and service providers shall not be liable for any indirect, special, incidental, consequential or other losses of any kind, in tort, contract or otherwise (including, without limitation, any liability arising from default or negligence on the part of any of them, or any loss of revenue, income or profits, and loss of use or data) arising from the use of the Whitepaper or the Website or any other materials published, or its contents (including without limitation any errors or omissions) or otherwise arising in connection with the same. Prospective purchasers of MTR or MTRG should carefully consider and evaluate all risks and uncertainties (including financial and legal risks and uncertainties) associated with the MTR or MTRG token sale, the Foundation, the Distributor and the Meter team.

The information set out in the Whitepaper and the Website is for community discussion only and is not legally binding. No person is bound to enter into any contract or binding legal commitment in relation to the acquisition of MTR or MTRG, and no virtual currency or other form of payment is to be accepted on the basis of the Whitepaper or the Website. The agreement for sale and purchase, as well as continued holding of MTR or MTRG shall be governed by a separate set of Terms and Conditions or Token Purchase Agreement (as the case may be) setting out the terms of such purchase and/or continued holding of MTR or MTRG (the Terms and Conditions), which shall be separately provided to you or made available on the Website. In the event of any inconsistencies between the Terms and Conditions and the Whitepaper or the Website, the Terms and Conditions shall prevail.

No regulatory authority has examined or approved of any of the information set out in the Whitepaper or the Website. No such action has been or will be taken under the laws, regulatory requirements or rules of any jurisdiction. The publication, distribution or dissemination of the Whitepaper or the Website does not imply that the applicable laws, regulatory requirements or rules have been complied with.

The information herein merely describes the future development goals for Meter to be developed, and may be amended or replaced from time to time. There are no obligations to update the

Whitepaper or the Website or to provide recipients with access to any information beyond what is provided herein.

All statements contained herein, statements made in press releases or in any place accessible by the public and oral statements that may be made by the Foundation, the Distributor and/or the Meter team may constitute forward‐looking statements (including statements regarding intent, belief or current expectations with respect to market conditions, business strategy and plans, financial condition, specific provisions and risk management practices). You are cautioned not to place undue reliance on these forward‐looking statements given that these statements involve known and unknown risks, uncertainties and other factors that may cause the actual future results to be materially different from that described by such forward‐looking statements, and no independent third party has reviewed the reasonableness of any such statements or assumptions. These forward‐ looking statements are applicable only as of the date hereof, and the Foundation, the Distributor as well as the Meter team expressly disclaims any responsibility (whether express or implied) to release any revisions to these forward‐looking statements to reflect events after such date.

The use of any company and/or platform names or trademarks herein (save for those which relate to the Foundation, the Distributor or its affiliates) does not imply any affiliation with, or endorsement by, any third party. References in the Whitepaper or the Website to specific companies and platforms are for illustrative purposes only.

The Whitepaper and/or the Website may be translated into a language other than English and in the event of conflict or ambiguity between the English language version and translated versions of the Whitepaper or the Website, the English language version shall prevail. You acknowledge that you have read and understood the English language version of the Whitepaper and the Website.

No part of the Whitepaper or the Website is to be copied, reproduced, distributed or disseminated in any way without the prior written consent of the Foundation or the Distributor.

METER PRIVACY POLICY

We recognise our responsibilities in relation to the collection, holding, processing, use and/or transfer of personal data. Your privacy is of utmost importance to us.

This policy (the Policy) outlines how we collect, use, store and disclose your personal data. Please take a moment to read about how we collect, use and/or disclose your personal data so that you know and understand the purposes for which we may collect, use and/or disclose your personal data. By accessing the website at https://www.meter.io/ (the Website), you agree and consent to zDollar Limited (the Company), its related corporations, business units and affiliates, as well as their respective representatives and/or agents (collectively referred to herein as “Meter”, “us”, “we” or “our”), collecting, using, disclosing and sharing amongst themselves the personal data, and to disclosing such personal data to relevant third party providers. This Policy supplements but does not supersede nor replace any other consent which you may have previously provided to us nor does it affect any rights that we may have at law in connection with the collection, use and/or disclosure of your personal data. We may from time to time update this Policy to ensure that this Policy is consistent with our future developments, industry trends and/or any changes in legal or regulatory requirements. Subject to your rights at law, the prevailing terms of this Policy shall apply. For the avoidance of doubt, this Policy forms part of the terms and conditions governing your relationship with us and should be read in conjunction with such terms and conditions.

The security of your personal data is important to us. At each stage of data collection, use and disclosure, Meter has in place physical, electronic, administrative and procedural safeguards to protect the personal data stored with us. However, do note that no transmission of personal data over the internet can be guaranteed to be 100% secure – accordingly and despite our efforts, Meter cannot guarantee or warrant the security of any information you transmit to us, or to or from our online services. Meter shall not have any responsibility or liability for the security of information transmitted via the internet.

This Policy describes how Meter may collect, use, disclose, process and manage your personal data, and applies to any individual’s personal data which is in our possession or under our control.

1.1 What personal data is collected by Meter

“Personal data” means data, whether true or not, about an individual who can be identified (i) from that data, or (ii) from that data and other information to which the organisation has or is likely to have access. Some examples of personal data that Meter may collect are:

(a) personal particulars (e.g. name, contact details, residential address, date of birth, identity card/passport details, social media handles and other social media profile information, and/or education details); (b) financial details (e.g. income, expenses, credit history and/or credit card and bank

information); (c) images and voice recordings of our conversations with you, whether from our events or office

surveillances or otherwise; (d) work experience and employment details (e.g. occupation, directorships and other positions

held, employment history, salary, and/or benefits); (e) tax and insurance information; (f) information about your risk profile, investments, investment objectives, knowledge and

experience and/or business interests and assets; (g) information about your use of our services and Website;

(h) usernames and password, third party account credentials (such as your Facebook login

credentials, Google login credentials) and IP address; (i) banking information (e.g. account numbers and banking transactions); (j) private or public cryptographic key relating to addresses on distributed ledger networks

and/or similar information; and/or (k) personal opinions made known to us (e.g. feedback or responses to surveys).

Personal data may be collected when you interact with our services or use the Website, or may be received by Meter from third‐party databases or service providers that provide business information.

1.2 Purposes for collection, use and disclosure of your personal data

Meter may collect, use and/or disclose your personal data for its business purposes, including operations for these purposes. These may include, without limitation, the following:

(a) developing and providing facilities, products or services (whether made available by us or

through us), including but not limited to:

(i) sale of digital tokens or virtual currencies;

(ii) acting as intermediaries through any blockchain, network or platform developed or

managed by us;

(iii) recording and/or encryption on any blockchain, network or platform developed or

managed by us;

(iv) promoting advertisements or marketing material, whether from us or third parties;

(v) various products and/or services (whether digital or not, and whether provided

through an external service provider or otherwise);

(vi) providing, managing or accessing digital wallets for holding digital assets;

(vii) making payments to you for participation in any blockchain, network or platform

developed or managed by us (as applicable);

(viii) services for purchasing, trading and/or holding of digital assets;

(ix) various products and/or services related to digital assets;

(x) any escrow, courier, anti‐counterfeiting or dispute resolution services;

(xi) transactions and clearing or reporting on these transactions;

(xii) carrying out research, planning and statistical analysis; and/or

(xiii) analytics for the purposes of developing or improving our products, services, security,

service quality, staff training, and advertising strategies;

(b) assessing and processing applications, instructions, transactions, or requests from you or our

customers;

(c) communicating with you, including providing you with updates on changes to products, services and banking facilities (whether made available by us or through us) including any additions, expansions, suspensions and replacements of or to such products, services and banking facilities and their terms and conditions; (d) managing our infrastructure and business operations and complying with internal policies and

procedures;

(e) responding to queries or feedback;

(f) addressing or investigating any complaints, claims or disputes;

(g) verifying your identity for the purposes of providing facilities, products or services, which would require comparison of your personal information against third party databases and/or provision of such information to third party service providers;

(h) conducting credit checks, screenings or due diligence checks as may be required under

applicable law, regulation or directive;

(i) complying with all applicable laws, regulations, rules, directives, orders, instructions and requests from any local or foreign authorities, including regulatory, governmental, tax and law enforcement authorities or other authorities;

(j) enforcing obligations owed to us;

(k) monitoring products and services provided by or made available through us;

(l) complying with obligations and requirements imposed by us from time to time by any credit

bureau or credit information sharing services of which we are a member or subscriber;

(m) creating and maintaining credit and risk related models;

(n) financial reporting, regulatory reporting, management reporting, risk management (including monitoring credit exposures, preventing, detecting and investigating crime, including fraud and any form of financial crime), audit and record keeping purposes;

(o) enabling any actual or proposed assignee or transferee, participant or sub‐participant of

Meter’s rights or obligations to evaluate any proposed transaction;

(p) enforcing obligations owed to us; and/or

(q) seeking professional advice, including legal or tax advice.

We may also use personal data for purposes set out in the terms and conditions that govern our relationship with you or our customer.

1.3 Use of personal data for marketing purposes

We may use your personal data to offer you products or services, including special offers, promotions, contests or entitlements that may be of interest to you or for which you may be eligible. Such marketing messages may be sent to you in various modes including but not limited to electronic mail, direct mailers, short message service, telephone calls, facsimile and other mobile messaging services. In doing so, we will comply with all applicable data protection and privacy laws.

In respect of sending telemarketing messages to your telephone number via short message service, telephone calls, facsimile and other mobile messaging services, please be assured that we shall only do so if we have your clear and unambiguous consent in writing or other recorded form to do so or if you have not otherwise made the appropriate registration of that number with the Do Not Call Registry. If we have an ongoing relationship with you and you have not indicated to us that you do not wish to receive telemarketing messages sent to your telephone number, we may send you telemarketing messages to that number related to the subject of our ongoing relationship via short message service, facsimile and other mobile messaging services (other than a voice or video call).

You may at any time request that we stop contacting you for marketing purposes via selected or all modes.

To find out more on how you can change the way we use your personal data for marketing purposes, please contact us.

Nothing in this section shall vary or supersede the terms and conditions that govern our relationship with you.

1.4 Disclosure and sharing of personal data

We may from time to time and in compliance with all applicable laws on data privacy, disclose your personal data to any personnel of Meter or to third parties (including without limitation banks, financial institutions, credit card companies, credit bureaus and their respective service providers, companies providing services relating to insurance and/or reinsurance to us, and associations of insurance companies, agents, contractors or third party service providers who provide services to us such as telecommunications, information technology, payment, data processing, storage and archival, and our professional advisers such as our auditors and lawyers, and regulators and authorities), whether located in Singapore or elsewhere, in order to carry out the purposes set out above. Please be assured that when we disclose your personal data to such parties, we require them to ensure that any personal data disclosed to them are kept confidential and secure.

For more information about the third parties with whom we share your personal data, you may, where appropriate, wish to refer to the agreement(s) and/or terms and conditions that govern our relationship with you or our customer. You may also contact us for more information (please see section 1.9 below).

We wish to emphasise that Meter does not sell personal data to any third parties and we shall remain fully compliant of any duty or obligation of confidentiality imposed on us under the applicable agreement(s) and/or terms and conditions that govern our relationship with you or our customer or any applicable law.

You are responsible for ensuring that the personal data you provide to us is accurate, complete, and not misleading and that such personal data is kept up to date. You acknowledge that failure on your part to do so may result in our inability to provide you with the products and services you have

requested. To update your personal data, please contact us (please see section 1.9 below for contact details). Where you provide us personal data concerning individuals other than yourself, you are responsible for obtaining all legally required consents from the concerned individuals and you shall retain proof of such consent(s), such proof to be provided to us upon our request.

We may transfer, store, process and/or deal with your personal data outside Singapore. In doing so, we will comply with all applicable data protection and privacy laws.

1.5 Cookies and related technologies

The Website uses cookies. A cookie is a small text file placed on your computer or mobile device when you visit a Website or use an app. Cookies collect information about users and their visit to the Website or use of the app, such as their Internet protocol (IP) address, how they arrived at the Website (for example, through a search engine or a link from another Website), how they navigate within the Website or app, browser information, computer or device type, operating system, internet service provider, website usage, referring/exit pages, platform type, date/time stamp, number of clicks, and ads viewed. We use cookies and other technologies to facilitate your internet sessions and use of our apps, offer you products and/or services according to your preferred settings, track use of our websites and apps and to compile statistics about activities carried out on our websites.

You may set up your web browser to block cookies from monitoring your website visit. You may also remove cookies stored from your computer or mobile device. However, if you do block cookies you may not be able to use certain features and functions of our web sites.

1.6 Other web sites

Our websites may contain links to other websites which are not maintained by Meter. This Policy only applies to the websites of Meter. When visiting these third party websites, you should read their privacy policies which will apply to your use of such websites.

1.7 Retention of personal data

Your personal data is retained as long as the purpose for which it was collected remains and until it is no longer necessary for any legal or business purposes.

1.8 Queries, Access/Correction Requests and Withdrawal of Consent

If you:

(a) have queries about our data protection processes and practices;

(b) wish to request access to and/or make corrections to your personal data in our possession or

under our control; or

(c) wish to withdraw your consent to our collection, use or disclosure of your personal data,

please submit a written request (with supporting documents, (if any) to our Compliance Officer at: info@zdollar.org. Our Compliance Officer shall endeavour to respond to you within 30 days of your submission. Please note that if you withdraw your consent to any or all use or disclosure of your personal data, depending on the nature of your request, we may not be in a position to continue to provide our services or products to you or administer any contractual relationship in place. Such withdrawal may also result in the termination of any agreement you may have with us. Our legal rights and remedies are expressly reserved in such event.

We may charge you a fee for processing your request for access. Such a fee depends on the nature and complexity of your access request. Information on the processing fee will be made available to you.

1.9 Contact information

To contact us on any aspect of this Policy or your personal data or to provide any feedback that you may have, please contact our Compliance Officer at info@zdollar.org.

1.10 Governing Law and Jurisdiction

This Policy and your use of the Website shall be governed and construed in accordance with the laws of Singapore. You agree to submit to the exclusive jurisdiction of the Singapore courts.

1.11 Amendments and updates to Meter Privacy Policy

We reserve the right to amend this Policy from time to time to ensure that this Policy is consistent with any developments to the way Meter uses your personal data or any changes to the laws and regulations applicable to Meter. We will make available the updated Policy on the Website. You are encouraged to visit the Website from time to time to ensure that you are well informed of our latest policies in relation to personal data protection. All communications, transactions and dealings with us shall be subject to the latest version of this Policy in force at the time.

1.12 For European Union or European Economic Area Residents

This section applies if you are an individual located in the European Union or European Economic Area. Subject to applicable law, you have the following additional rights in relation to your personal data:

(a) the right to access your personal data (if you ask us, we will confirm whether we are processing your personal data in a structured, commonly used and machine‐readable format and, if so, provide you with a copy of that personal data (along with certain other details). If you require additional copies, we may need to charge a reasonable fee;

(b) the right to ensure the accuracy of your personal data;

(c) the right to have us delete your personal data (we will do so in some circumstances, such as where we no longer need it, but do note that we may not delete your data when other interests outweigh your right to deletion);

(d) the right to restrict further processing of your personal data (unless we demonstrate compelling

legitimate grounds for the processing);

(e) rights in relation to automated decision‐making and profiling (you have the right to be free from decisions based solely on automated processing of your personal data, including profiling, that affect you, unless such processing is necessary for entering into, or the performance of, a contract between you and us or you provide your explicit consent to such processing);

(f) the right to withdraw consent (if we rely on your consent to process your personal data, you have the right to withdraw that consent at any time, but provided always that this shall not affect the lawfulness of processing based on your prior consent); and

(g) the right to complain to a supervisory authority in your country of residence in the event that data

is misused.

If you believe that our processing of your personal information infringes data protection laws, you have a legal right to lodge a complaint with a supervisory authority responsible for data protection. You may do so in the EU member state of your residence, your place of work or the place of the alleged infringement. You may exercise any of your rights in relation to your personal data by contacting our Compliance Officer at: info@zdollar.org.

1.13 Your acceptance of these terms

By using the Website and/or any services provided by Meter, you signify your acceptance of this Policy and terms of service. If you do not agree to this Policy or terms of service, please do not use the Website or any services provided by Meter. Your continued use of the Website following the posting of changes to this Policy will be deemed your acceptance of those changes.